Terms & Conditions Review
Brief Summary
 By continuing to use this website, you agree:
 Members:
  • You agree to provide us with a valid email address that you have access to.
  • You understand that A.F.N. may elect to charge a fee for access to certain features of the site.
  • We communicate by email and through the site. You must accept this to be a member.
  • You are responsible for your own password. Do not share it, and do not attempt access of other accounts.
  • The free services provided are not for commercial use, unless otherwise specified or without written permission.
  • You cannot use our services to discuss or conduct any illegal activity.
  • You agree not to abuse or spam the resources we provide you.
  • Pay attention to the content you post and use common sense.
  • You are solely responsible for the ownership rights and liability of content you post.
  • You grant A.F.N. a limited license to use the content you post (so we can post it).
  • We may remove your content or access to the site at any time, for any reason.
  • You will not post personally identifiable information about you or anyone else
  • We cannot guarantee accuracy, nor responsibility of any content on the site.
  • Do not post racist, adult, sexually explicit, or illegal content.
  • Do not harass, abuse or attempt to harm any other members.
  • Do not post copyrighted works of other people, business or members.
  • You auto-register and give access to your user account on any networked site by logging in for the first time on that site.
  • Do not attempt to operate any contest, lottery, or giveaway without express written permission by A.F.N.
 Payment:
  • You agree to read the terms & conditions in their entirty before making payment.
  • You agree to complete payment if you submit any transaction to A.F.N.
  • If you pay for something that is unavailable, we will refund the payment amount.
  • If pre-approval for payment is canceled before it is settled, it may result in funds being temporarily unavailable.
  • You will only make payment with a source you have own or have access to, and permission to use.
  • You understand that we can cancel, reverse, delay or limit payment for a variety of reasons.
  • Making payment for intangible goods (virtual) does not give you ownership of those goods, only access.
  • We can cooperate and share information with multiple sources if we need to participate in investigations or limit fraud
  • You agree to be responsible for chargebacks, reversals, claims, and other expenses related to failure of your payment.
  • You understand that we are not responsible for any payment made to any other business or person besides A.F.N. directly.
  • We may change payment terms at any time, please review before making any future payments.
 Advertiser:
  • You agree to set a monthly budget, and be responsible for paying any amount up to and including that monthly budget.
  • You understand that we may elect to charge a deposit for a variety of reasons.
  • You agree to pay the amount owed at the end of a billing cycle, billed for each "click" of your advertisements.
  • By applying as an advertiser, we may gather additional information to determine your eligibility
  • We are not responsible for goods or services from our advertisers.
  • Selecting a position, and becoming the highest bidder for that position, does not give you sole display in that position.
 Group Owners & Networked Sites:
    You agree to abide by our "groups" and "network site" terms. Read 13.2 and 13.3 in detail, respectively.
 We Guarantee:
  • We do not buy, sell or trade any user data, for any reason
  • All contacts are automated through A.F.N., email addresses and other contact data is kept private
  • All contacts are opt in, you will not receive non-essential emails unless desired
  • All site features necessary to access content will never have any fees associated and all users will have access.
 Last Revision:
  • December 1st, 2009